Post Office Launches New MIS 2025 – How to Earn ₹18,350 Monthly with ₹9 Lakh Investment In a big win for conservative investors, retirees, and those seeking fixed, reliable income, the Indian Post Office has rolled out the latest version of its Monthly Income Scheme (MIS) for 2025. The revamped scheme aims to serve individuals who prioritize safety and regular returns over high-risk, high-reward investments. With an updated investment cap and a solid interest rate of 7.4% per annum, the new MIS allows investors to earn up to ₹18,350 per month with a maximum investment of ₹9 lakh. Let’s break down everything you need to know about Post Office Monthly Income Scheme 2025 — how it works, who it’s for, and how you can start earning a steady monthly income with zero exposure to market volatility. What is Post Office Monthly Income Scheme (MIS)? The Post Office Monthly Income Scheme (POMIS) is a government-backed small savings scheme designed to offer guaranteed monthly interest payouts to in...
The financial landscape in India is undergoing a significant transformation. With the stock market experiencing a surge in participation and traditional savings options like fixed deposits (FDs) witnessing a decline, investors are actively exploring alternative investment avenues that promise higher returns in a shorter period. The shift in investor behavior is primarily driven by a combination of global and domestic economic factors, which have contributed to volatility in the stock market, prompting many to rethink their financial strategies. While some investors are willing to embrace high-risk investments such as stocks and equity mutual funds to maximize their returns, others are seeking safe-haven instruments like gold, government-backed schemes, and debt investments to preserve their capital. Regardless of the risk appetite, the fundamental principle of wealth creation remains the same: a well-diversified portfolio that aligns with one’s financial goals and risk tolerance. A co...